Hourly Wage Calculator UK 2026-2027
Enter your per hour wage and weekly hours to see your annual salary and take-home pay after income tax, National Insurance, student loans, and pension contributions.
Enter your information to calculate take-home pay
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Enter your hourly wage and hours per week to see your annual salary and take-home pay.
UK Hourly Wage Reference Table 2026-2027
Common hourly rates and their annual salary and estimated take-home pay at 37.5 hours per week.
| Hourly Rate | Description | Annual (Gross) | Take-Home (Est.) |
|---|---|---|---|
| £12.21/hr | National Living Wage (21+) | £23,810 | £20,662 |
| £10.00/hr | National Minimum Wage (18–20) | £19,500 | £17,560 |
| £7.55/hr | National Minimum Wage (16–17) | £14,723 | £14,120 |
| £15.00/hr | London Living Wage | £29,250 | £24,580 |
| £20.00/hr | £20/hr (skilled trade) | £39,000 | £31,600 |
| £25.00/hr | £25/hr (specialist) | £48,750 | £38,620 |
| £30.00/hr | £30/hr (senior role) | £58,500 | £44,487 |
| £50.00/hr | £50/hr (contractor) | £97,500 | £67,107 |
Estimates based on England tax rules, 2026-2027 tax year, standard 1257L tax code, no student loans or pension contributions.
How the Per Hour Wage Calculator Works
The calculator annualises your hourly rate, then applies HMRC's 2026-2027 income tax bands and National Insurance thresholds to give you an accurate take-home pay figure.
The Calculation Steps
- ✓ Annual gross = Hourly rate × Hours/week × 52
- ✓ Income tax applied to earnings above personal allowance (£12,570)
- ✓ National Insurance at 8% on £12,570–£50,270, 2% above
- ✓ Student loan deductions if applicable (Plan 1, 2, 4, or 5)
- ✓ Pension contributions deducted from gross or after tax
Common Scenarios
- ✓ Full-time: 37.5–40 hours per week
- ✓ Part-time: 16–30 hours per week
- ✓ Zero-hours contracts — enter your typical weekly hours
- ✓ Comparing a salaried role with an hourly-rate job offer
- ✓ Checking whether a pay rise covers the cost of living
Holiday Pay & Hourly Workers
If you are an employed hourly worker, you are entitled to at least 28 days of paid holiday per year under UK law. This means you are paid for all 52 weeks — so the annual figure shown is your total expected earnings including holiday pay.
If you are a zero-hours or casual worker who does not receive holiday pay, your actual annual earnings will be lower — enter your realistic number of working weeks in the salary field manually.
UK Minimum Wage Rates 2026
| Worker Age | Hourly Rate | Annual (37.5 hrs/wk) |
|---|---|---|
| 21 and over (National Living Wage) | £12.21 | £23,810 |
| 18–20 | £10.00 | £19,500 |
| 16–17 and apprentices | £7.55 | £14,723 |
Rates effective from 1 April 2025. The Real Living Wage (set by the Living Wage Foundation) is £12.60/hr nationally and £13.85/hr in London.